Tuesday, May 26, 2009

Badge: Money Sense

2. Best Investments:
a. CD=Certificate of Deposit
You give the bank an amount of money to purchase a $5000.00 guaranteed CD with a 6 month maturity that pays 3 % interest. I will make $150.00 in 6 months. This is a safe place to put your money. Can start with a minimum of $100.00
b. Savings Account
It is a place where you put your money in the bank and you get some money back in interest. Usually, very little. Minimum you can start saving with $5.00.
c. US Savings Bonds
Bonds pay interest every 6 months until they mature. They mature in 30 years. Minimum purchase is $100.00.
4. Cash or Credit?
Bicycle Cost: $225.00

Credit Card Interest Rate** Cost of interest **Cost for Bike
9% **$22.50 ** $272.50
12%** $30.00 **$295.00
18% **$45.00 **$295.00

5. Ups and Downs of the Market
I chose the Disney Stock.
Disney Stocks symbol is DIS.

8. Reality Check
Mortgage 1,000
Utilities 400
Sat TV 110
telephone 130
water 50
car 335
food 575
clothes 200
entertainment 50
health insurance 565
property taxes 200
repairs 150
Total month exp. $3,765

9. Money Doesn't Always Matter:
Free things to go and do!

  1. Explore Ocala National Forest. This natural habitat is unknown territory to the casual visitor, but locals are already making the most of this eco-tourism opportunity. The National Forest is home to real Florida swamps, a 60-mile hiking trail and you can even catch a glimpse of a real Florida gator in the streams and lakes.
  2. Go on An Alligator Hunt. Get up close and personal (all right, not thisclose) with real Florida alligators! The Black Hammock Adventures tours on Lake Jesup is the place to see alligators and birds in their natural habitat.
  3. Make It a Movie and Popcorn Night - outdoors! Make your way to Winter Park, a semi-upscale hub just north of Orlando, to watch classic movies in Central Park downtown. The second Thursday of each month is free movie night, and all you need is your picnic gear and a blanket to settle in for movie night.
  4. Lake Eola Park: This downtown Orlando centerpiece offers 43 acres for exploration and recreation, including fountains, a walking path, playgrounds, swans to feed and swan shaped paddle boats and gondolas (for a slight fee.)
  5. Harry P. Leu Gardens: Admission is free on Mondays. Guests can enjoy three miles of walkways, rose gardens, a butterfly garden, ancient oak trees, and more.
  6. Cornell Fine Arts Museum: This museum showcases over 6,000 art pieces ranging from the Renaissance to the Baroque period. Art lovers of all ages will not want to miss one of the oldest collections in all of Florida.
  7. Charles Hosmer Morse Museum of American Art: Home to the most comprehensive collection of Louis Comfort Tiffany. There is also an extensive American Pottery collection, as well as 19th and 20th century paintings collection. Admission is free on Fridays.
  8. Holocaust Memorial Resource and Education Center of Central Florida: An informative center dedicated to remembering the millions if people that were lost during the rule of Nazi Germany.
  9. Fort Christmas Historical Museum & Park: Visit the full size replica of Fort Christmas, including seven restored pioneer homes and showing pioneer life from the 1870s through the 1930s. Key themes are homesteading, cattle, citrus, hunting, fishing and trapping.
  10. Old Town: On Saturday nights a free rock-n-roll concert and a parade of 300 vintage cars are offered.
  11. Disney’s Boardwalk: Stroll along Disney’s boardwalk for a charming step back in time, complete with water views and street entertainers.
  12. The Town of Celebration: Visit this Disney-made town where you can admire the gorgeous houses, well-groomed yards and magic of Disney living. Depending on when you visit, you may see machine generated snow or falling leaves.
  13. Albin Polasek Museum and Sculpture GardensThis Winter Park museum and gardens were the retirement home of internationally acclaimed sculptor, Albin Polasek. Exhibits change throughout the year, but you will always find a nice selection of sculpture, photography and art in addition to the beautiful gardens. Admission to the gardens is free of charge.633 Osceola Drive in Winter Park.
    Tuesday thru Saturday: 10-4, Sunday: 1-4, Sept - June
  14. Uptown AltamonteYou may know the this popular spot by it's prior name, Crane's Roost Park. The City of Altamonte Springs has recently added an entire shopping, dining and entertainment complex along the lake. On just about any given evening you will find free entertainment including live music, karaoke, comedians and street performers.Exit I-4 at 436 and head east about 1/4 mile, Uptown Altamonte will be on your left.
  15. Big Tree ParkThis Longwood park's main attraction is "The Senator", a 3500 year old Bald Cypress, one of the oldest and largest trees in America. Bring a picnic lunch and enjoy a day of nature. West of U.S. 17-92 on General Hutchinson Parkway
    Open daily from 8 am till sunset.
  16. You don't need a ticket to enjoy Walt Disney World's fantastic firework spectacular Wishes. Resort guests can enjoy the show from the Transportation and Ticket Center, or catch the free ferry or monorail over to the Magic Kingdom park entrance for an up-close view.
  17. Angell & Phelps Chocolate Factory Tour
    154 South Beach St., Daytona Beach

Located in the historic Riverfront Marketplace, Angell & Phelps Chocolates has been a Daytona Beach tradition since 1925. Take a free, guided, 30-minute tour through the chocolate-making process. Tours begin at 10 and 11 a.m., and 1, 2, 3 and 4 p.m. each Monday through Friday.

18. Sun Splash ParkSouth Atlantic Ave.and Revilo Blvd., Daytona Beach

This oceanfront park features an interactive water fountain, decorative walkways, a shaded playground, volleyball courts, picnic areas, restrooms, outdoor showers, two beach access ramps and a Coca-Cola sponsored "cool zone." The four-acre facility also provides free, off-beach parking. Open sunrise to sunset.

10. How much is a dollar worth?
Here is an awesome currency calculator link!
USA Great Britain Pound Japan
1.00 .6284 94.813
1.00 .6224 95.029
1.00 .6269 96.767
1.00 .6079 96.543